Endless possibilities

What is it?

The Spirit Prepaid Reloadable Visa Card is a prepaid card that you can use wherever Visa cards are electronically accepted – even online. 

Why you'll love it

There’s no need for a credit check. A bank account isn’t required and best of all, it’s reloadable which means you can add money to your card as often¹ as you’d like.

Ready when you are

Easily budget and track your spending, shop online and get cash from any ATM displaying the Visa logo. Visa’s Zero Liability Policy² protects you from unauthorized purchases, theft or fraud, so it’s safer than carrying cash.

How to get it

Need a card or to reload? Find the nearest Arctic Co-op location where you can purchase or reload a Spirit Prepaid Reloadable Visa Card.

Try it Yourself

Get a Spirit Card today! 

Spirit Card Perks

Use your Spirit Card at Co-op and anywhere Visa is accepted. You can even
transfer funds online.

Community

The Spirit Card is part of the Arctic Co-op System. Loading your Spirit Card, making purchases at Co-op with your Spirit Card helps you to build your equity and keeps money in your community. 

Spend your money on what matters to you.

The Spirit Prepaid Reloadable Visa Primary Card has low fees so you can spend your money on your purchases -not your card. The Spirit Card can hold up to $10,000 and Visa’s Zero Liability Policy² protects you from unauthorized purchases, theft or fraud, so it’s safer than carrying cash.

Include family

As a Spirit VISA Cardholder you can obtain reloadable Companion cards in your Arctic Co-Op store. Up to four Reloadable Companion cards can be issued to family members and are linked to your Primary Spirit VISA card for funding and reloads. (Companion cards are currently unavailable) 

Get a Spirit Card today

Low fees

Transfer funds online

Shop online 3

Spirit Prepaid Reloadable Visa prepaid card is issued by Peoples Trust Company pursuant to license by Visa Int.

*Trademark of Visa International Service Association and used under license by Peoples Trust Company.

You must present your Spirit Card at the Co-op when loading funds onto it.