Try it Yourself
Transfer funds from card to card online and transfer funds to family and friends with the companion card. Get a Spirit Card today! The first card is free for Co-op Members 2.

The Spirit Prepaid Reloadable Visa Card is a prepaid card that you can use wherever Visa cards are electronically accepted – even online.
There’s no need for a credit check. A bank account isn’t required and best of all, it’s reloadable which means you can add money to your card as often¹ as you’d like.
Easily budget and track your spending, shop online and get cash from any ATM displaying the Visa logo. Visa’s Zero Liability Policy² protects you from unauthorized purchases, theft or fraud, so it’s safer than carrying cash.
Need a card or to reload? Find the nearest Arctic Co-op location where you can purchase or reload a Spirit Prepaid Reloadable Visa Card.
Transfer funds from card to card online and transfer funds to family and friends with the companion card. Get a Spirit Card today! The first card is free for Co-op Members 2.
The Spirit Card is part of the Arctic Co-op System. Loading your Spirit Card, making purchases at Co-op with your Spirit Card helps you to build your equity and keeps money in your community.
The Spirit Prepaid Reloadable Visa Primary Card has low fees so you can spend your money on your purchases -not your card. The Spirit Card can hold up to $10,000 and Visa’s Zero Liability Policy² protects you from unauthorized purchases, theft or fraud, so it’s safer than carrying cash.
As a Spirit VISA Cardholder you can obtain reloadable Companion cards in your Arctic Co-Op store. Up to four Reloadable Companion cards can be issued to family members and are linked to your Primary Spirit VISA card for funding and reloads.
¹ Cardholder Agreement for fees and limits
2 First card is free for Co-op Members in the Arctic Co-op system.
Spirit Prepaid Reloadable Visa prepaid card is issued by Peoples Trust Company pursuant to license by Visa Int.
*Trademark of Visa International Service Association and used under license by Peoples Trust Company.